Permanent Life Insurance: Peace of Mind for Life's Uncertainties

Discover Comprehensive Coverage Options for Permanent Life Insurance with our dedicated experts.
What we do

Protect What Matters Most with Permanent Life Insurance

Get lifelong coverage and build cash value with permanent life insurance policies. Whether you’re planning for the future or securing your family’s financial stability, Infinitisurance offers tailored solutions to meet your needs.

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Lifetime Coverage

Your policy remains in effect as long as premiums are paid.

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Fixed Premiums

Premiums typically remain the same throughout the life of the policy.

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Cash Value Growth

Accumulates cash value that you can borrow against or withdraw.

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Estate Planning

Provides financial support to your beneficiaries, helping with estate taxes and ensuring a legacy.

Lifetime Protection

The Comprehensive
Guide to Permanent
Life Insurance

Secure Family’s future

Grow Your Life
Insurance Wealth with
Indexed Universal

Why Choose Infinitisurance?

At Infinitisurance,
we go beyond just providing insurance policies

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Buy Customize Policies

We customize policies to align perfectly with your unique financial goals, ensuring you get the coverage you need.

 

Team of Knowledgeable Advisors

Our team of knowledgeable advisors specializes in permanent life insurance, guiding you through every step with expertise and care.

Building Long-term Relationships

We prioritize building long-term relationships, providing continuous support and flexibility to adapt your coverage as your needs change.

Decades of Experience

With a solid foundation and decades of experience, Infinitisurance is a trusted and reliable provider, ensuring your loved ones are protected.

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Lifetime Protection with Guaranteed Death Benefit

A permanent life insurance policy ensures that a death benefit will be paid out, unlike term life insurance which expires at the end of its term. This lifelong coverage guarantees that your beneficiaries receive financial support whenever it’s needed, providing peace of mind and security.

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Accumulate Wealth with
Cash Value

Beyond just providing a death benefit, a permanent life insurance policy allows you to accumulate cash value within your policy. This cash value grows over time and can be accessed through loans or withdrawals, offering a valuable financial resource.

 

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Integrate Life Insurance into Your Financial Plan

A financial advisor can help you find the right permanent life insurance policy and demonstrate how it can complement other aspects of your broader financial plan. This holistic approach ensures that your life insurance policy works in tandem with your overall financial goals.

 

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Partnering with the Best to Serve You Better

Insurance Carriers

Partnering with the Best to Serve You Better

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We help to achieve
mutual goals.

Ready to Secure Your Future? Take the First Step Towards Peace of Mind

Why Wait? Get Started Today!

  • Personalized Advice: Receive tailored recommendations based on your specific situation.
  • Expert Guidance: Benefit from over 30 years of industry experience.
  • Ongoing Support: Enjoy continuous policy management and support.
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Frequently Asked Questions

What is permanent life insurance?
A: Permanent life insurance provides lifelong coverage and includes a cash value component that grows over time.
What are the types of permanent life insurance?
A: Common types include whole life, universal life, and variable life insurance.
How does the cash value work?
A: The cash value accumulates on a tax-deferred basis and can be borrowed against or withdrawn, depending on the policy.
Are premiums fixed or variable?
A: Premiums for whole life insurance are generally fixed, while universal and variable life policies may offer flexible premium options.
What are the benefits of permanent life insurance?
A: Benefits include lifetime coverage, cash value accumulation, and potential for tax advantages.
Can I adjust my coverage?
A: Certain policies, like universal life, allow adjustments to the death benefit and premium payments.
How is the death benefit paid?
A: The death benefit is paid to the beneficiaries upon the insured's death, generally tax-free.
What are the costs involved?
A: Permanent life insurance typically has higher premiums than term life insurance due to lifelong coverage and cash value features.
How do loans against the cash value work?
A: You can borrow against the cash value at a specified interest rate, but unpaid loans reduce the death benefit.
Who should consider permanent life insurance?
A: It is suitable for those needing lifelong coverage, estate planning, or wanting a policy that builds cash value.