Term Life Insurance - Infiniti surance - Your Trusted Insurance Partner

Your Security, Our Priority: Our experts help you to find perfect term insurance policy for your family.

It’s an ideal choice for covering temporary needs like mortgage payments, children’s education, and income replacement.

At Infinitisurance, we make sure you get a term life insurance policy that’s just right for you. Our friendly advisors are here to guide you through the process, helping you pick a plan that best protects your family’s future.

We Make It Personal

As we know everyone’s different. We take the time to understand what matters most to you and create a term life insurance policy that fits your unique situation perfectly.

Friendly Expert Help

Our team of advisors is not just experienced—they're also approachable and ready to help you every step of the way. We explain your options in plain language, so you feel confident about your choices.

Always Here for You

Life happens. When things change, we’re right here to help you adjust your coverage, making sure your family stays protected no matter what.

With our term insurance, pick the coverage amount you need, from $250,000 to $65 million, and choose your term: 10, 15, 20, or 30 years. Add the Vitality Plus wellness program to save on premiums and earn rewards for healthy living.

Rewards for Healthy Living

Save and get discounts with John Somers Vitality by making healthy choices.

Pay for Your Need

Enjoy the flexibility of paying only for the coverage duration you need—whether it’s 10, 15, 20, or 30 years.

Flexy Coverage Duration

Enjoy the flexibility of paying only for the coverage duration you need—whether it’s 10, 15, 20, or 30 years.

With over 30 years of experience and thousands of satisfied clients, Infinitisurance is a trusted name in the insurance industry.
Our financial strength ensures that we can deliver on our promises.

Scenario 1

Young Families Secure significant coverage

Emily and John, parents of two young children, are committed to securing their family's future. They choose a 20-year term life insurance policy to ensure that if either of them were to pass away, the mortgage would be paid off and their children’s education would be funded. This policy provides financial security during their children’s formative years and offers peace of mind knowing that their family will remain in their home and have the resources needed for education. Emily and John’s decision exemplifies proactive financial planning, safeguarding their family's stability and future.

Scenario 2

Future Education Essential financial support

Sarah, a single mother, is determined to ensure her teenage son has the financial support needed for college. She opts for a 15-year term life insurance policy, which will provide a death benefit to cover his education expenses if she passes away unexpectedly. This policy offers Sarah peace of mind, knowing her son’s future education is secured, relieving him of potential financial burdens. Sarah’s choice demonstrates her dedication to her son's academic success and financial well-being, ensuring he can pursue his dreams regardless of life's uncertainties.

Step 1 - Assessment

Our advisors assess your financial situation and coverage needs.

Step 2 - Planning

We will plan the policy that fits to your specific needs and budget.

Step 3 - Documentation & Approval

Assist you with the application process for smooth approval.

Step 4 - Ongoing Support

Provide continuous support and adjustments as your life changes.

Peace of Mind with ROP Term Life Insurance

Choosing a Return of Premium term life insurance policy through Infinitisurance was the best decision we made. The peace of mind knowing our premiums are refundable if we outlive the policy term is invaluable. The team made the entire process seamless and stress-free.

Maria S.

Permanent life Insurance

The application process was remarkably straightforward and efficient. I was particularly impressed with how quickly I received my policy documents. The online portal is user-friendly, allowing me to easily access my account details and update my information. Thanks to Mr John Somers for their quick and excellent customer support.

David R

Indexed Universal life Insurance

What really impressed me was the follow-up from the customer service from Mr. John Somers. He called to ensure I received my documents and understood my policy details. This level of care and attention to detail is rare. I am extremely happy with my decision to choose Infinitisurance and would recommend them to anyone in need of term life insurance."

Stacey

Annuity

One of the best aspects of Infinitisurance is their customer support. Whenever I reached out, they were prompt and helpful. They made me feel like a valued customer. I am very satisfied with my policy and highly recommend Infinitisurance to anyone looking for reliable term life coverage."

Sarah M.

Frequently Asked Questions

What is term life insurance policy?

A: Term life insurance plan provides coverage for a specified period (term), typically 10, 20, or 30 years. If the insured person passes away during the term, the beneficiaries receive the maturity amount.

How does term life insurance differ from whole life insurance?

A: Term life insurance covers a specific period, whereas whole life insurance provides coverage for the insured's entire life and includes a cash value component.

What are the benefits of term life insurance?

A: Term life insurance offers affordable premiums, straightforward coverage, and flexibility to choose the term length.

How are premiums determined?

A: Premiums are based on factors like age, health, lifestyle, coverage amount, and term length.

Can I renew or convert my term policy?

A: Many term policies offer renewal options or conversion to a permanent policy without additional medical exams.

What happens if I outlive my term policy?

A: If you outlive the policy, coverage ends, and no benefits are paid. You may need to purchase a new policy or extend the existing one.

Are there any exclusions in term life insurance?

A: Common exclusions include death by suicide within the first two years of the policy, involvement in criminal activities, or other specific exclusions stated in the policy.

How much term life insurance do I need?

A: The amount depends on factors like income replacement, debt coverage, and future financial needs of your beneficiaries.

How do I apply for term life insurance?

A: The application process typically involves filling out a form, undergoing a medical exam, and providing necessary documentation.

Can I make changes to my policy?

A: Changes such as updating beneficiaries or coverage amount can be made, but it's essential to check the policy terms and conditions.

TERM LIFE INSURANCE POLICY

Protect Your Loved Ones with Best Term Life Insurance Plan

Affordable Premiums

Fixed Term Coverage

Peace of Mind

Simple and Flexible

Protect what matters most with Infinitisurance.

We Make It Personal

Friendly Expert Help

Always Here for You

That Family Needs.

Rewards for Healthy Living

Pay for Your Need

Flexy Coverage Duration

Financial Strength and Reliability

Scenario 1

Scenario 2

The Process to Maximize Your Term Insurance

Step 1 - Assessment

Step 2 - Planning

Step 3 - Documentation & Approval

Step 4 - Ongoing Support

Partnering with the Best to Serve You Better

Partnering with the Best to Serve You Better

Testimonials

Retirement Plan

Jessica B.

Peace of Mind with ROP Term Life Insurance

Maria S.

Term Insurance Plan

Michael A.

Permanent life Insurance

David R

Indexed Universal life Insurance

Stacey

Annuity

Sarah M.

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